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Retirement timeline
Our retirement planning is designed for those aged 50+, where a plan can be implemented to maximise your retirement funds and minimise unnecessary expenditure in the lead up to retirement.
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We help you understand your specific timeline to retirement, giving you the best strategies to maximise your financial well-being and accessing all the concessions available to you for a better retirement.
Most concessions that we utilise will become available at age 60, but ensuring you are planning diligently before that time is extremely important.
Tax-effective income streams
For our clients who reach the ripe age of 60 and are still working, there are ways in which we can best structure your superannuation fund and other income streams to increase your contributions, reduce your tax liabilities and have little to no impact on your cashflow.
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Our aim is to relieve you of stress in the lead up to retirement, ensuring you are doing everything possible to get the best outcomes.
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We also have a network of Solicitors and Accountants who we are happy to refer you to, who can assist some more complex cases, to ensure the best outcomes.
Centrelink Age Pension
For our clients who have reached Age 67, we are here to help you understand your Centrelink Aged Pension assessment and optimise your entitlements through strategic advice.
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There are often many strategies we can utilise to reduce your assessable assets, but ensure you have more than sufficient levels of income to sustain your retirement.
We also can assist in providing Centrelink reports, as well as a service where we act on your behalf to update Centrelink with your changing financial circumstances, if you wish.
Estate planning
Whether you have a spouse, no spouse, children or no children, understanding how your Estate will be distributed and the impact this may have upon your loved ones is extremely important.
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We help guide you to understand these impacts and can make recommendations on how best to structure your assets to suit your Estate Planning needs. We also can connect you with a network of experts such as Solicitors and Accountants to ensure your Estate Planning provisions are adequately arranged.